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  1. K

    How we EARN money by saving electricity

    Saving money by saving electricity is a no-brainer. Use less power, pay less. But EARNING money by saving electricity is taking it a step above and beyond. Of course your utility bill will be lower by using less electricity, but now you can also get actual cash, on top of the savings on your...
  2. K

    Cost of Setting Up Our Airbnb Rental

    We already share exactly what we earn and spend in every category of our family budget. Now we’re also sharing details for our Airbnb rental. You only see the net income from Airbnb in our monthly budget updates, and if you’re thinking about hosting with Airbnb (or have no plans to ever host...
  3. K

    How We Manage our Airbnb Hosting Finances

    Managing your own family finances can be a challenge. What happens when you add a business (or two or three) on top of it? Since we’re already transparent with our finances and many of you have been asking how we handle our Airbnb finances, we figured it was time we show you how we do it...
  4. K

    Yes, You Need Insurance to be an Airbnb Host

    A year ago Stephanie and I switched our above-the-garage rental apartment property from a traditional long-term rental to shorter Airbnb rentals. Preparing for the change, we did exhaustive research into the question of homeowners’ insurance. Would our homeowner’s policy still work with Airbnb...
  5. K

    Make Money Renting Your Extra Storage Space

    The idea of renting out an extra room on Airbnb isn’t new, but did you know you can do the same thing for storage space? Instead of overnight guests, you host people’s stuff– like household storage, business inventory, or vehicles– in your spare room, garage, shed, attic, or driveway. I’m...
  6. K

    How much can you actually earn on Airbnb? Here’s how to find out!

    If you have a space to rent, whether it’s an entire space (even your own home) or just a room, there is money to be made on Airbnb. When we were looking for a house to buy back in 2016, one of our soft requirements was that the property have an extra living space, like a basement apartment or...
  7. K

    Find Money You Didn’t Know You Lost– Search Your State’s Unclaimed Property

    Can you imagine a lost and found that has millions, even billions, of dollars in it? Neither can I. Yet every state has a lost and found like this. It’s the unclaimed property division, a part of the state treasury or controller. The billions of dollars of unclaimed property is spread out...
  8. K

    5 Best Credit Repair Companies to Fix Your Credit

    Bad credit makes life difficult since you might pay higher interest rates and insurance prices. You may even have a harder time getting a job. Luckily, credit repair companies can help fix your credit if you don’t have time to do it yourself. These services can negotiate with debt collectors on...
  9. K

    Why Did My Credit Score Drop Suddenly?

    Have you ever paid off a credit card only to see your credit score go down? You’re not alone. Credit scores aren’t perfect but when we see our credit score go down for no reason, it causes stress for most people. After all, it’s not usually good to see your credit score drop. Wanting to have a...
  10. K

    7 Best You Need A Budget Alternatives [Cheap & Free Budget Apps]

    Personal finance apps like You Need A Budget (YNAB) make it easy to see how you’re spending your money while tracking your savings progress. Even though YNAB is a powerful budgeting tool, you may prefer a different platform to manage your money. If you’re looking for alternatives to YNAB, there...
  11. K

    Credit Score Ranges Explained and How They Impact Your Money

    Credit scores play a significant role in our finances. They dictate rates on loans and can even impact job prospects and getting a new cell phone plan. You may wonder what the credit score ranges are and if you have good credit. If you’re new to managing your money or getting out of debt, it’s...
  12. K

    6 Best Alternatives to Personal Capital

    Budgeting and money management apps are excellent tools to help you stay on top of your finances. Many people like Personal Capital, now Empower since it offers free personal finance tools to monitor your spending, net worth, and investments. However, there are several Personal Capital...
  13. K

    Credit Builder Loans: Can They Help Improve Your Credit Score?

    A solid credit history is vital to accomplishing many goals. Whether you want to move into a new home or buy a new car, good credit is necessary. Unfortunately, if you’ve made some mistakes in the past and need to rebuild or improve your credit, that takes time. However, if you’re struggling to...
  14. K

    What is a Side Hustle Stack and How Does it Work?

    When you need extra funds, your first reaction might be to cut back on your expenses. While reducing spending is important, it’s not the only solution. The other option is increasing your income, which is when a side hustle stack can come into play. Whether you want to reach big savings goals...
  15. K

    How to Get Your Finances Back on Track Starting Today

    We all face it. Life gets the best of us, and our budget is blown. You want to get back on track, but achieving your financial goals seems impossible. You’re not sure if you can even manage your debt repayment. Fortunately, you turn things around. Here’s how to improve your current financial...
  16. K

    Rocket Money Review: Does it Really Save You Money?

    Staying on top of your bills is essential if you want to improve your finances. Rocket Money can track your due dates and monitor how you spend your money so you can avoid unexpected expenses. The app can also help you cancel unwanted subscriptions, make a budget, and provide personalized...
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    YNAB vs. EveryDollar: Which is the Best Budgeting App?

    Budgeting helps you spend less than you earn and set aside cash for upcoming goals. An easy-to-use budgeting app like You Need a Budget (YNAB) or EveryDollar can provide the confidence you need to reach your spending and saving goals. There are many similarities between both apps, including...
  18. K

    Keeping Up With the Smiths

    Keeping up with the Joneses is bad. We know that. From a financial perspective, we spend a great deal of our time overcoming the green monster called envy in order to keep our lives in some semblance of financial order. We know the Joneses down the street with their big, fancy new SUV. We...
  19. K

    Are We Too Confident in the Stock Market?

    Experts are fond of telling us all about the historic returns of the stock market. But, does our belief in that make us overconfident in the stock market? You’ll have a hard time finding someone who won’t tell you that the market performs quite admirably over time. It may have it’s ups and...
  20. K

    Why We’ve Decided Not to Throw Extra Money at Our Debt Now

    Going into debt is a bit like gaining weight. It’s much easier to go into debt than to get out. But, when you’ve finally decided you want to break the debt cycle and live debt free, it takes a lot of time and effort, much more effort than it took to go into debt. Likewise, when you decide you...
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