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    Buying ETFs in Canada Tool: The MoneySense ETF Screener

    If you’re researching ETFs to buy, you’ve come to the right place. Below you will see the tables for different ETF categories, offering ETF options from some of the best ETF providers in Canada. We’ve included some helpful ETF asset class, geography, provider, tickers, as well as one-year...
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    Looking for a mortgage in B.C.? Don’t limit your options to the big banks

    At last, interest rates are coming down again. For Canadians who are in the market for a new home, facing renewal of their mortgage in the foreseeable future, or feeling unsatisfied with their current home loan, this poses two choices: do you pounce now, or stay on the sidelines in the hope that...
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    Do you need long-term care insurance?

    No offence to any of us but, as a country, we’re getting old. The average age of a Canadian in 2024 was 41.6 years, according to Statistics Canada, and by 2030, one in four Canadians will be 65 or older. That means there’s a growing demand for health services and long-term care solutions...
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    The best no foreign transaction fee credit cards in Canada

    If you’re travelling abroad and using your credit cards for most purchases, foreign transaction (forex) fees can really take a bite. That’s because card issuers charge around 2.5% on every foreign purchase—on top of the exchange rate. You can avoid this fee by using a card that waives it...
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    Can you build a 40/30/30 portfolio with ETFs?

    The unique market conditions of the 2022 bear market exposed a major flaw in the traditional 60% stocks/40% bonds balanced portfolio used by millions of investors. That year was defined by two forces: surging inflation across both the U.S. and Canada, and aggressive interest rate hikes by their...
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    “We’re well off in retirement. How can we pay less tax?”

    Ask MoneySense Both my wife and I are retired. My wife is 72 years old and I am 68. Our combined incomes are based on CPP, OAS, RRIFs and dividends (both from our non-registered investments portfolio and corporate dividends that we both get quarterly from a holding company that manages the...
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    Canada’s income tax brackets for 2025, plus the maximum tax you’ll pay based on income

    As the year winds down, you may be wondering just how much tax you’ll be paying once you file your 2025 income tax return. Especially if you changed jobs or earned self-employment income, there may be a big difference between the taxes you’ve already remitted through payroll deductions or...
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    How bad access to credit keeps newcomers from getting ahead

    When newcomers arrive in Canada, many bring financial responsibility, professional experience, and aspirations for a better future. But despite these strengths, one key element often stands in their way: access to credit. According to a 2025 TD survey, 92% of newcomers understood the importance...
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